Alhambra Credit Union

Vehicle Loans

Alhambra Credit Union wants to get you behind the wheel of a new or pre-owned vehicle today. 

Getting the best deal on your vehicle can be stressful. Getting the best deal on your vehicle loan can be stress free. Alhambra Credit Union’s low rates, flexible terms, and a speedy process take the stress out of getting the most affordable vehicle loan.

Want some advice on buying a car? Click here.

How about calculators to help assess the financial details? Click here.

New & Used Vehicle Loans :

  • Up to 100% financing for vehicle loans *Credit Qualification Apply
  • Quick approval process with funds available the same day in most cases
  • No prepayment penalty
  • Convenient automatic payment or monthly coupons
  • New Vehicles Rates apply to Vehicles with 15,000 miles or less

Vehicle Protection

Take a look at our competitive vehicle loan rates.

Want to apply for a vehicle loan today? Click here for our application.

 


Vehicle Protection:

Guaranteed Asset Protection (GAP)

Help protect your vehicle loan. Many times primary auto insurance settlements don’t pay off your loan balance. When you buy a new or used vehicle, there’s no way to know if it will be stolen or totaled in an accident.

With MEMBER’S CHOICE Guaranteed Asset Protection, you’re protecting your vehicle investment against a possible financial loss.

How Does It Work?

The fee can be included with your monthly payments or made separately by cash, check, charge or possibly electronic funds transfer. If there’s a difference between what you owe on your loan and the value of your vehicle, GAP will help pay the difference based on the terms of your member agreement. By taking a few simple steps while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how.

You can cancel within 90 days for a full refund. If you have questions, simply contact your credit union.

Why Is It Valuable?

New and used vehicles often depreciate rapidly and vehicle loans are typically getting longer in terms. There may be a point where you owe more than it’s worth. That’s where MEMBER’S CHOICE GAP can kick in. If your vehicle is stolen or totaled in an accident, GAP will help cancel the difference between the primary insurance settlement and what you may still owe. MEMBER’S CHOICE Guaranteed Asset Protection helps you prepare for the unexpected.

Gap Brochure

MEMBER'S CHOICE® Mechanical Repair Coverage

It’s hard to anticipate vehicle repairs and maintenance. Budgeting for this can be difficult and can tie up funds earmarked for other needs.

MEMBER’S CHOICE Mechanical Repair Coverage (MRC) will help pay for repairs on your vehicle,* and give you the control to keep your car on the road where it should be.

How Does It Work?

If your vehicle breaks down, Mechanical Repair Coverage will pay for the cost of covered repairs, less any deductible, at any authorized repair facility in the U.S. or Canada. By taking a few simple steps, while signing your loan paperwork, you’re taking responsibility for your financial future. Your loan officer can show you how. You can cancel within 30 days for a full refund. Or anytime after that. If at any time you have questions, simply contact your credit union.

Why Is It Valuable?

Typically, as the age of your vehicle increases so does the average cost of repairs. That’s why Mechanical Repair Coverage is so valuable. Additionally, MRC provides rental reimbursement, 24-hour emergency roadside assistance and travel expense reimbursement.

And if you sell your vehicle privately, the coverage can be transferred.

MECHANICAL REPAIR COVERAGE Brochure

 


ASKAUTO App

  • Scan the VIN on a car to get average retail cost and EPA mileage estimates.
  • Compare, rank and save notes on vehicles you like.
  • Learn which loans might be best for you.
  • Apply for a loan anytime, anywhere using your smartphone. Just scan your driver’s license* and AskAuto app prefills your loan application with your personal information and saved vehicle information.
  • Saves you time and key strokes.

Download the app to get started!

ASKAUTO App 

 


Stop by and see a Loan Officer for more information on our loans and credit cards or

email us or call us at 602-246-5120